7400 Center Avenue, Suite 217
Huntington Beach, California 92647
Telephone: (949) 636-4884
Email: contact@lifassociates.com
Small Business & Employer Solutions
Make the Right Decision Today:
The value of having reliable health coverage shouldn’t be underestimated. There are multiple health insurance carriers that can be trusted, and provided affordable, flexible and dependable coverage.
Why Purchase Health Coverage?
Offering health coverage to your employees can help you recruit and retain the quality workers who can help make your business a success. In a recent survey, a group of small employers gave the following reasons for offering health benefits to their workers. 1
* 80 percent report that it helps with recruitment and retention
* 70 percent report that it increases productivity by keeping employees healthy
* 68 percent report that it reduces absenteeism by keeping works healthy
And…because health insurance premiums are treated as a general business expense, they may be 100 tax-deductible. 2 It really is a win-win situation: You can offer your employees the health coverage they deserve while creating a tax advantage for your business.
Services covered under most plans:
Doctor's visits Physical Therapy
Preventative Care Occupational Therapy
Hospitalization Surgery
Emergency Room Home Health Care
Prescription Skilled Nursing Facility
Family Planning Chemotherapy
Maternity Respiratory Therapy
Well Child Care Diabetes Care
Mental Health Services Chemical Dependency Services
X-rays Laboratory
Durable Medical Equipment Ambulance
Out-patient Services Out-of State Services
Wellness Programs: Chiropractic Services, Acupuncture, Massage Therapy
Ancillary Programs: Dental, Life, Vision, Short Term Disability, Long Term Disability, Long-term Care, Premium Only Plans, Flexible Spending Accounts, Dependent Care Accounts, Health Savings Accounts, Voluntary Cafeteria Plans (ex. Accident, Cancer. Life)
1 Source: EBRI/CHEC/BCBSA 2000 Small Employer Health Benefits Survey
2 Consult your tax advisor.
