About Us

Lorenzini Insurance and Financial Associates is a business-to-consumer insurance agency that provides insurance information to individuals, seniors and businesses.

With over two plus decades working in corporate America we bring to you a wealth of health care, business, and financial knowledge to assist in making smart and economical decisions. We desire to build a long-term relationship with our clients. Integrity, service and education are our promise to you, your family, or your employees. New programs such as Health Savings Accounts and Long Term Care can assist you in planning for your future.

Lorenzini Insurance and Financial Associates is not owned by any insurance company, therefore we provide objective information to consumers and business owners, helping them make informed decisions about their insurance needs. Our service is available to all California residents and selected other states.

Insurance Agents

Cynthia (Cindy) Lorenzini

CA Insurance License # 0E16222
Email: clorenzini@mindspring.com
Email: clorenzini@lifassociates.com
Providing insurance and financial services to clients since September 2003. Prior business experience: 15 years as a sales and marketing representative of scientific products & services for such companies as VWR International, PMA Services, and National Medical Enterprises. Managed accounts Hughes Aircraft, Raytheon, Boeing, TRW, Northrop Grumman, St. Joseph and St. Jude Hospitals, Los Angeles and Orange County Sanitation Districts, Orange County Water District, and multiple small and medium firms in biotech, electronics, education, and industrial manufacturing. Seven years as a health educator for orthopedic practices and hospitals in Orange and Los Angeles Counties.

Education:
- BS, Health Education, California State University, Long Beach, CA 1981

- Risk Management – UCLA Extension Programs
- Principles of Project Management, Learning Tree University
- Life, Health & Ethics/CA Licensing Class, August 2003
- Group Benefit Planning & Estimating Life Ins. Needs CE, October 2003
- Voluntary Benefits -Colonial Life & Accident 2005

- 2004 Calif. Annuities/Retirement Plans, September 2004
- Worker’s Compensation Seminars – Blue Cross of California 2005
- Payroll Accounting & Employment Taxes Workshop – Cerritos Comm. College 3/2005
- Privacy Compliance: California Style – CAL –GLBA 5/2005
- California Partnership LTC CE, Updated

- Long Term Care CE, Updated
Licenses
- Life, Health, Disability – California Department of Insurance, September 2003
- NASD Series #63 exam (State Law ) 11/2003
- NASD Series # 6 exam (Investment Co. Products/Variable Contracts)

Professional Affiliations
- National Association of Health Underwriters, 4/2005

- Orange County Association of Health Underwriters, 4/2005
- WISE - Women Investing in Security and Education / Volunteer
- Prepaid Legal, 2007

John Pack

CA Insurance License # 0D98889
Individual and Small Group Specialist
Email: calrep@cox.net

Telephone: (949) 400-4729
Low-Cost-Health-Insurance-Programs.com

Business Consultants

Kathryn Freshley

KF Consulting Group
5490 Paseo Del Lago West, Unit #N, Laguna Woods, CA. 92637
Telephone: (888) 909-7573
E-mail: kfconsulting@earthlink.net

KF Consulting Group works with entrepreneurial companies with revenues of $2-25 million dollars in the manufacturing, printing, distribution and construction industries. We specialize in organizational development, financial controls, operational performance improvements through the implementation of weekly Key Performance Indicator (KPI) Reports and operational and strategic planning required to transition a firm from an individually driven organization to one that is driven by a management team. We also assist in finding working capital financing, particularly when the company may have had a poor yearly result. Our motto is: “Helping Companies Who Strive for Sustained Profitability and Growth.”

Dan Shea

Pacific West Financial
18952 MacArthur Blvd. Fourth Floor, Newport Beach, CA
Telephone: (949)752-3000
Email: danshea@earthlink.net

Business exit strategy planning. Works with small and mid size companies who may plan on selling their business to a family member, employees or another company. Learn about the Seven Step Plan.

Disability & Long Term Care Specialists

Cindy Lorenzini

CA Insurance License # 0E16222

Bonnie Hastings

CA Insurance License # 0598030

Retirement Planning Specialists

Karen Caporaso, CFP, CDFA

Commonwealth OC - Irvine, CA
Telephone: 949-336-6440
Email: kcaporaso@cfnmail.com

Website: www.commonwealthoc.net