About Us

Main Office:

17702 Mitchell North, Suite 204
Irvine, CA 92614
Office: 949-636-4884
eFax: 949-612-1844

Mission Statement: CHOICE / PROTECT/ BUILD

- Provide education and choice of product and service solutions to fit your insurance needs and budget.

- Provide financial and asset protection through design of a comprehensive insurance portfolio in conjunction with your financial advisor.

- Build longterm relationships based on trust and communication.

Lorenzini Insurance and Financial Associates is a business-to-consumer insurance agency that provides insurance information to individuals, seniors and businesses.

With over two plus decades working in corporate America we bring to you a wealth of health care, business, and financial knowledge to assist in making smart and economical decisions. We desire to build a long-term relationship with our clients. Integrity, service and education are our promise to you, your family, or your employees. New programs such as Health Savings Accounts and Long Term Care can assist you in planning for your future. We are also here to navigate you through Health Care Reform which was put into place in 2010.

Lorenzini Insurance and Financial Associates is not owned by any insurance company, therefore we provide objective information to consumers and business owners, helping them make informed decisions about their insurance needs. Our service is available to all California residents and selected other states.

Insurance Agents

Cynthia (Cindy) Lorenzini

CA Insurance License # 0E16222
Email: clorenzini@earthlink.net
Email: clorenzini@lifassociates.com
Providing insurance and financial services to clients since September 2003. Prior business experience: 15 years as a sales and marketing representative of scientific products & services for such companies as ThermoFisher Scientific, VWR International, PMA Services, and National Medical Enterprises. Managed accounts Hughes Aircraft, Raytheon, Boeing, TRW, Northrop Grumman, City of Hope, Waste Management, St. Joseph and St. Jude Hospitals, Los Angeles and Orange County Sanitation Districts, Orange County Water District, and multiple small and medium firms in biotech, electronics, education, and industrial manufacturing. Seven years as a health educator for orthopedic practices and hospitals in Orange and Los Angeles Counties.

Education:
- BS, Health Education, California State University, Long Beach, CA 1981
- Risk Management – UCLA Extension Programs
- Principles of Project Management, Learning Tree University
- Life, Health & Ethics/CA Licensing Class, August 2003
- Group Benefit Planning & Estimating Life Ins. Needs CE, October 2003
- Voluntary Benefits -Colonial Life & Accident, Unum, ING, Prudential Life
- 2004 Calif. Annuities/Retirement Plans, Updated
- Worker’s Compensation Seminars – Blue Cross of California 2005,2011
- Payroll Accounting & Employment Taxes Workshop – Cerritos Comm. College 3/2005
- Privacy Compliance: California Style – CAL –GLBA 5/2005
- California Partnership LTC CE, Updated
- Long Term Care CE, Updated

Licenses
- Life, Health, Disability – California 2003 to present
- Life, Health, Disability - Oregon 2010- 9/2013 76550
- Life, Health, Disability - Nevada 2010 - 11/2013 194489
- Life, Health, Disability - Arizona 2010 - 11/2013 975881
- NASD Series #63 exam (State Law ) 11/2003
- NASD Series # 6 exam (Investment Co. Products/Variable Contracts) 2005

Professional Affiliations
- National Association of Health Underwriters, 4/2005
- Orange County Association of Health Underwriters, 4/2005
- WISE - Women Investing in Security and Education / Volunteer
- Prepaid Legal, 2007

John Pack

CA Insurance License # 0D98889
Individual and Small Group Specialist
Telephone: (949) 400-4729
Email: calrep@cox.net
Low-Cost-Health-Insurance-Programs.com

Business Consultants

Kathryn Freshley

KF Consulting Group
5490 Paseo Del Lago West, Unit #N, Laguna Woods, CA. 92637
Telephone: (888) 909-7573
E-mail: kfconsulting@earthlink.net

KF Consulting Group works with entrepreneurial companies with revenues of $2-25 million dollars in the manufacturing, printing, distribution and construction industries. We specialize in organizational development, financial controls, operational performance improvements through the implementation of weekly Key Performance Indicator (KPI) Reports and operational and strategic planning required to transition a firm from an individually driven organization to one that is driven by a management team. We also assist in finding working capital financing, particularly when the company may have had a poor yearly result. Our motto is: “Helping Companies Who Strive for Sustained Profitability and Growth.”

Dan Shea

Pacific West Exit Planners
18952 MacArthur Blvd. Fourth Floor, Newport Beach, CA
Telephone: (949)752-3000
Email: danshea@earthlink.net

Business exit strategy planning. Works with small and mid size companies who may plan on selling their business to a family member, employees or another company. Learn about the Seven Step Plan.

Payroll Specialist:
Ovation Payroll
Accurate, Effective and Affordable Payroll Solutions
Steve Evans - consultant Telephone: (714) 915-9490
Email: sevans@ovationpayroll.com
Website: www.ovationpayroll.com

Human Resource Specialist:
HR Beneft Pros
Jacqui Cillino - consultant Telephone: (949) 525-0262
Email: jcillino@hrbenefitpros.com
Website: www.hrbenefitpros.com

Disability & Long Term Care Specialists

Cindy Lorenzini

CA Insurance License # 0E16222

Retirement Planning Specialists

Karen Caporaso, CFP, CDFA

Commonwealth OC - Irvine, CA
Telephone: (949) 336-6440
Email: kcaporaso@cfnmail.com
Website: www.commonwealthoc.net